If you're following the news, and surely most everyone is at this point, there is real potential that the Lowcountry will be directly affected by Hurricane Irma. If you live in the Charleston area, are thinking about it, or reside in any coastal area, here are a few things you should know on how to prepare.
Tell family/friends about your evacuation plans privately and not on social media, which could alert predators of a vacant home
Have a plan/supplies for your pets and animals too!
Close all interior and exterior windows and doors
Turn off all water to prevent overflow from potential leaks while you're gone
Lower pool water to prevent flooding
Use sand bags, towels or rags for windows or doors
Secure any firearms or ammunition
Fill tubs with water
Empty ice makers and turn lever to off to prevent melted ice and potential damage to your freezer or floors
Place a quarter on top of a frozen cup of water in your freezer so if you lose power you will know if the contents completely or partially defrosted, causing your food to spoil
Fill plastic ziplock bags 3/4 of the way with water and freeze, but don't lower the temp below normal which can damage your unit
Do laundry and dishes before the storm
Board up windows and doors, bring in as much from the garage as you can
Move your car to a safe place
Minimum of 3 days drinking water supply
Fill up all vehicles with gas
First aid kit/medical supplies
Radio, external cell phone chargers
LED flashlights, batteries
Plastic ziplock bags
Generator, radio, and additional supplies if not evacuating
In light of all the damage and destruction Hurricane Harvey has recently done in the Houston area, there's an important question that comes to mind as Irma approaches.
Are you covered?
When tragedy strikes, are you covered when it comes to insurance? Many people in the Lowcountry carry voluntary flood insurance, even if they are not in a flood zone. Should you have a voluntary policy? Please don't hesitate to ask us. We'll point you in the right direction in getting some new quotes.
*To prep for a potential natural disaster such as a hurricane, you should check with your insurance agent to confirm your current coverage and deductibles.
*Prior to the storm, you should also take interior and exterior pictures of your home, any valuables and important paperwork, and keep them in online storage in case your computer or phone is damaged.
*Your dishwasher or washer/dryer are actually great places to keep cash, valuables, clothes, photos or mementos, sealed in plastic bags in case of water intrusion or roof leaks.
Even your home owner's insurance may need re-evaluating. Here are four other instances that may cause you to look over your current policy and consider adjusting.
1) Renovating or Remodeling - making improvements to your home can add value, thus requiring move coverage. This doesn't have to mean that you'll see a rate hike, but, some things can help you save on your monthly premiums. Like adding a new roof. Just don't forget to let your insurance company know before you start the work.
2)Putting in a Pool or Trampoline - Clark Griswold wasn't the the only one with the fun idea to add entertainment for the whole family. Adding items like a pool or trampoline are considered a risk of injury or "attractive nuisance." So, increasing your liability insurance can keep you protected in case of an accident or subsequent lawsuit.
3) Inheriting Grandma's Goods - Whether you inherit Grandma's fine jewels or purchase them, find new, expensive art on a trip, or grab an antique steal at an estate sale, these items should be added to your policy to protect against theft or damage.
4)Starting a Home Business - There are actually protections for those just starting out in their home business, but many don't realize it. Coverage can be acquired through a homeowner's or renter's policy. If you've purchased new technology, inventory or equipment for your business, you may want to think about increasing your protection.
Author:Dan Lorentz Phone: 843-469-5292 Dated: September 7th 2017 Views: 1,098 About Dan: About Dan Lorentz, ABR, CRS, Founder & Team Leader of Greater Charleston Properties:
Founder and ...
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Haynes has been a Charleston, SC Real Estate Industry Specialist since 2003, and prior to that attended the College of Charleston and majored in Marketing/Finance. Having lived and worked all across the Lowcountry for over 12 years, he is exceptional at fitting people with properties that fit their personalities. We all succumbed to a certain draw that Charleston offered, and that is what attracted us to this wonderful corner of the world. Our homes should hold those interests, and allow us to take in and appreciate every day here in the Lowcountry.
He specializes in both Residential and Commercial Real Estate, and his personality and drive for success are tools that you will appreciate when having Haynes helping you to find the right fit for your Real Estate needs. Haynes enjoys golf, going to the beach, boating with friends and family, and playing tourist in Charleston! Sometimes we all forget how good we have it here, and there is nothing like playing tourist Downtown or on the beaches to bring back those memories of why you moved here in the first place! Haynes, his wife Gail, and their Boxer named Maya live across the Ravenel Bridge in Mount Pleasant.
Moving can be stressful, here are some ways to ease the process and ge
"Haynes was awesome! I was a first-time homebuyer and honestly knew nothing about the process aside from what I read online. Haynes walked me through step-by-step, referred me to some great people who helped me to secure my mortgage loan and sort out all the legal aspects, etc. Haynes was extremely responsive whenever I had questions - both before, during, and after the process of closing. He's also just a great guy who really listens to what you're looking for and goes above and beyond - our entire move process was totally seamless. I would recommend Haynes to anyone and everyone!"